This is a great question and something that is really needed in the lupus community. I think my go to if you are unable to work would be disability or your local social service office. Both take some time but are good resources for assistance. I would also check with your local Lupus Foundation of America office to see if they have any resources and help for emergencies. This is such a great question, and we need to be thinking about how to get help in emergencies. Thanks for this I am going to do some research. ~Racquel~ lupus.net team member